Wells Finance Union

Wells Finance Union

Personal Loans

Introducing New Overdraft Relief

We've got your back—our Standard Overdraft Service5 is included with most checking accounts.1 This may allow ACH payments, recurring debit transactions and personal checks to go through for a fee ($35), even when you're short on funds

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Personal Loans




 Rate? Checked. Credit Score? Untouched.

WELLS FINANCE  Personal Loans

Personal loans at WELLS FINANCE Bank are unsecured installment loans with fixed interest rates that can be used for many major life events. With no collateral required, our WELLS FINANCE Fit Loan can offer you an alternative to credit cards or other forms of secured financing that requires collateral.

Already started your application? Log back in to finish

WELLS FINANCE Fit Loan

Explore the Flexibility of WELLS FINANCE Fit Loan

Watch this quick video to learn more about why a TD Fit Loan
might be the right fit for you!

Provide your info to get a personalized rate quote

 Check my rate

See your rates with no impact to your credit score or log back in if you've already started an application.

Redeem your mail offer

Questions? Call us at 1-877-300-2310

What can a personal loan be used for?

Personal loans provide you fast, flexible access to funds that can be used for many major life events, expenses or consolidating debt, all with one fixed monthly payment.

  • Consolidate credit card debt

    Simplify your monthly bills by consolidating your high interest debt

  • Renovate your home

    Upgrade your living space without using your home as collateral

  • Purchase or repair a vehicle

    Shop for the best loan rate and purchase or fix your car anywhere

  • Take a vacation

    Finance your entire trip or use it for spending money

  • Fund your wedding

    Spread the cost of your big day over months or years

  • Cover medical expenses

    Cover unexpected bills or planned treatments

What you get with a WELLS FINANCE Fit Loan

  1. Explore your options with no impact to your credit
    Provide your info to get your personalized loan options—with no commitment or impact to your credit. Like what you see? Apply right away

  2. Fixed interest rate and loan terms
    Get predictable monthly payments on your chosen loan amount from $2,000 to $50,000, with terms from 36 to 60 months1

  3. Fast funds with no application or origination fees
    There are no application or origination fees, and if you're approved, you'll get your funds in as little as one business day1

  1. No prepayment penalties
    Pay your loan off early with no prepayment fee or penalty

  2. 24/7 online account management
    Pay your bill, manage your loan and more online, anytime

See your rates and apply in 3 easy steps

  • 1

    Gather your info

    In addition to basic personal info, you'll need your Social Security Number, employment history and income, and expenses like mortgage or rent.

  • 2

    See your options—with no impact to your credit

    Once you provide your info, you'll see your personalized loan options. Checking your options does not affect your credit score and you'll get your results in as little as 60 seconds.

  • 3

    Select an option and continue to apply

    If one of the options works for you, choose it and continue to apply. At this step, TD will perform a hard credit pull, which can affect your credit score. You'll verify your info and get a decision on your loan by email.

Ready to get started?

  • Get your personalized loan options

    Check your options with no impact to your credit score. Like what you see? Choose one and continue to apply. You can also log back in if you've already started an application.

     Check my rate

  • Talk with a TD Fit Specialist

    One of our WELLS FINANCE Fit team members can answer your questions and help you apply.

    Mon–Fri, 9:00 AM–9:00 PM ET
    Sat, 9:00 AM–1:00 PM ET
    Sun, Closed

    1-877-300-4020

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