Introducing New Overdraft Relief

 

Introducing WELLS FINANCE Overdraft Relief1

With TD Overdraft Relief1, we offer you even more flexibility—including no fee if you overdraw your checking account balance by $50 or less.

slide 1 of 3

• How WELLS FINANCE Overdraft Relief helps

  If you overdraw the available balance in your checking account by $50 or less, we won't charge you an overdraft fee

• More time to prevent fees with Grace Period2

  Our Grace Period2 gives you time to fix an overdraft. Just cover the overdrawn balance plus any additional transactions by 11 PM ET the next business day

• Additional overdraft options for you

  You'll find automatic coverage with Standard Overdraft Service3 included with most checking accounts1. You might also choose Savings Overdraft Protection, WELLS FINANCE Debit Card AdvanceSM* or overdraft options for WELLS FINANCE Small Business customers

• Automatic coverage with Standard Overdraft Service5

  We've got your back—our Standard Overdraft Service5 is included with most checking accounts.1

  • This may allow ACH payments, recurring debit transactions and personal checks to go through for a fee ($35), even when you're short on funds

  • No need to enroll—you're automatically covered with most WELLS FINANCE Checking accounts1

  Explore your additional overdraft options

  slide 1 of 2

  • WELLS FINANCE Debit Card AdvanceSM*

    For when the unexpected happens—enroll in this option and we may authorize and pay one-time debit card or ATM transactions. But heads up—there might be a fee.

    • $35 fee per overdraft
      No overdraft fee applies on transactions that overdraw your available balance by $50 or less
    • 3 maximum fees per day per account
      Your daily overdraft charges are limited

    Enroll or check your enrollment status online, in person or over the phone.

    Log in to enroll

  • Savings Overdraft Protection

    When you have the cash—it's just not in the right spot.

    • No transfer fees
      Choose this optional service to link your checking account1 with a savings account
    • Cover transactions up to your combined available balance
      If your checking account available balance is negative at the end of the day, we'll automatically transfer cash from your linked savings account to cover overdrafts

    Enroll in person at your local WELLS FINANCE.